A replacement cost appraisal is essential to ensure your property is properly insured at its true value and that you have adequate coverage in the event of a loss.
At Évaluation Signature, we specialize in determining the insurable value and reconstruction cost for all types of buildings:
🏢 Residential • 🏬 Commercial • 🏭 Industrial • 🏘️ Divided Condominiums
Our chartered appraisers, members of the Ordre des évaluateurs agréés du Québec (OEAQ), provide accurate and compliant reports that meet the requirements of insurance companies and industry regulations.
Each appraisal is designed to protect your assets and ensure fair, reliable coverage without the risks of overinsurance or underinsurance.
🏗️ Replacement Cost Appraisal — For Insurance Purposes
Our appraisal services cover all property types and include:
The reconstruction cost at current building standards
Exterior improvements and site structures
Demolition and debris removal costs
A construction contingency to account for unforeseen expenses or market fluctuations
An accurate insurable value ensures a fair insurance premium and proper protection to rebuild your property as it stood before the loss.
📄 Report Content — OEAQ Compliance Guaranteed
Each Évaluation Signature report adheres to OEAQ professional standards and includes:
A detailed description of the property, with photos and specifications
Municipal zoning analysis and confirmation of building conformity
Cadastral plan, building plans, and certificate of location (when available)
A comprehensive reconstruction cost calculation, based on current cost indexes
The determined insurable value compliant with insurer and OEAQ requirements
📅 Validity: 5 years
📈 Annual indexation recommended — we offer an affordable indexation letter service to help maintain accurate coverage year after year.
🏢 Condominium Appraisals — Compliance with Bill 141
Since the adoption of Bill 141, all condominium syndicates in Québec are required to obtain a replacement cost appraisal prepared by a chartered appraiser.
Our condominium appraisal services provide:
A report compliant with Article 1073 of the Québec Civil Code
A signed report by a chartered appraiser (É.A.)
A description of reference units (original private finishing details)
A presentation format accepted by insurers and property managers
✔ Our reports are recognized by all major insurance companies and meet the highest industry standards.
💡 Why Choose Évaluation Signature?
Recognized expertise in real estate appraisal and insurance compliance
Detailed, OEAQ-certified reports trusted by insurers and professionals
Personalized service for every building type and insurance requirement
Ongoing support with our convenient annual indexation service
Our team ensures that every appraisal reflects both the true replacement cost and the insurable value required to protect your investment with confidence.
✍️ At Signature Evaluation, our team puts more than 10 years of expertise at your service. Contact us today to find out how an evaluation can support your projects — and visit our blog for more professional advice
